What's covered	Extensive list of “big ticket” items that are most likely to fail including engine, transmission, A/C, brakes, electronics and many more parts.
Type of coverage	Mechanical breakdowns Wear-and-tear failures Unlimited number of claims
What else is included?	FREE Deluxe 24x7 Roadside Assistance Membership     $120 towing benefit     Lost Key/Lockout Service     Mechanical First Aid     Emergency Tire Service     Battery Boost and more… Car rental for up to 8 days per occurrence Travel interruption benefits 30/60 day money back guarantee!
What cars are eligible?	Vehicles up to 7 model years old and up to 120,000 kilometres on the odometer.
Where can I go for repairs?	You may use ANY repair facility of your choice. Choose your dealer, trusted mechanic or national chain, it's up to you.
How are claims paid?	Claims are paid directly to the repair facility with our corporate credit card. There are no paperwork or billing hassles or waiting to be reimbursed.
MajorCare Contract	Click here to view MajorCare Canada contract.

MajorCare

MajorCare is an extensive component coverage that covers the “big ticket” items and many additional parts on your vehicle. These are the parts most likely to fail. MajorCare coverage provides a long list of hundreds of parts that are covered from 12 major systems of your vehicle including seals and gaskets.

The list includes Engine, Transmission, Turbo/Super Charger, Transfer Unit (4x4), Drive Axles, Brakes, Air Conditioning, High Tech Electronics, Steering, Electrical, Front Suspension, Sport Utility Features and Seals and Gaskets. Click here to see complete list.

Our MajorCare warranty covers items that most companies best coverage do not such as power windows/locks/seats, ESC/EEC/ECM (computers), anti-knock sensor and oxygen sensor.

MajorCare will cover parts, labour and taxes (where applicable) for a covered failure. Our plans offer "wear-and-tear" coverage and include seals and gaskets. We do not exclude damage due to overheating. All Warranty Direct MajorCare plans include FREE 24x7 roadside assistance for the FULL term of the policy. You also receive car rental reimbursement and travel interruption benefits. If you're not completely satisfied within the first 30/60 days, we will issue a 100% refund. You can buy your auto coverage with total peace of mind.

Our claims department offers long hours and is even open on Saturday’s. With over 50 people dedicated to handling your claim, you can be assured that claims are handled quickly and accurately.



MajorCare offers mechanical breakdown and wear-and-tear coverage for hundreds of parts including:

Engine Transmission Turbo/Super Charger Transfer Unit (4x4) Drive Axles Brakes Air Conditioning

Electrical Front Suspension Sport Utility Features Seals and Gaskets High Tech Electronics Steering FREE Roadside Assistance

ENGINE (Gas or Diesel)
All internally lubricated engine parts including: pistons, piston rings, piston pins, crankshaft and main bearings, connecting rods and bearings, camshaft and bearings, timing chain or belt, timing gears, tensioners /guides, intake and exhaust valves, valve springs, valve guides, oil pump and oil pump housing, push rods, rocker arms, rocker arm shafts, hydraulic and solid lifters; intake & exhaust manifold; distributor shaft and housing; harmonic balancer; metal valve covers; timing gear cover; air filter and housing; water pump; fuel pump; vacuum pump; thermostatically controlled air intake; oil pan; engine block and heads are covered if damaged by the Failure of an internally lubricated moving part.

TURBO/SUPERCHARGER
All internal parts; housing is covered if damaged by the Failure of an internally lubricated moving part.

TRANSMISSION (Automatic or Standard)
All internal parts; torque converter; vacuum modulator; mounts; covers, pans and cases are covered if damaged by the Failure of an internally lubricated moving part.

TRANSFER UNIT (4x4)
All internal parts; transfer case is covered if damaged by the Failure of an internally lubricated moving part.

DRIVE AXLE(S)
All internal parts; "U" joints; propeller shafts; CV/Tripod joints; differential case is covered if damaged by the Failure of an internally lubricated moving part.

STEERING (Manual or Power)
All internal parts in rack and pinion; all internal parts in recirculating ball housing; couplings; gear housing; power steering pump; steering main and intermediate shafts; power cylinder assembly; power steering cooler; control valve; Pitman arm; idler arm; tie rod ends; drag link/center link.

ELECTRICAL
Alternator; voltage regulator; starter motor, drive and solenoid; power seat motors; power window motors, regulators and drives; front wiper motor including circuit board, relay and delay switch; manually operated switches for power windows, power seat(s), headlamps, wipers (front and rear), emergency warning flashers; horn button; power door lock actuators; trunk actuator.

FRONT SUSPENSION
Upper and lower control arms, control arm shafts and bushings; upper and lower ball joints; steering knuckles; stabilizer shaft, link and bushings; king pins and bushings; strut bar and bushings; spindles and spindle supports.

BRAKES
Master cylinder; power assist booster and valve; wheel cylinders; calipers; combination valve; steel lines and fittings; backing plates; vacuum assist booster pump; springs, clips and retainers; self adjusters; rear activators; parking brake linkage and cables.

AIR CONDITIONING
Compressor; internal assembly including pistons, rods, bearings, valves and shafts; clutch; coil and pulley; orifice tube; condenser; evaporator; manual switches.

HIGH TECH ELECTRONICS
Anti-detonation/knock sensor; ESC/EEC/ECM module; oxygen sensor; electronic module retard vacuum switch; electronic ignition module; igniter; electronic digital instrument cluster; digital driver information display and module; instrument panel printed circuit board.

SPORT UTILITY FEATURES
Step bumpers and mounting brackets; spare tire carrier, swing arm, pivots, latches and locks; factory installed running boards; swing out mirror arms and mounts; pop-out or sliding side/rear window latches and hinges; convenience bed liner; tailgate handle, lock, cables, hinges and latches; edge protectors; cargo lamp; tie downs.

SEALS AND GASKETS
Seals and gaskets, if needed, are covered for the following assemblies: Engine; Turbo/Supercharger; Transmission; Transfer Unit, Drive Axle(s), Steering; Front Suspension; Brakes and Air Conditioning.

MajorCare is offered on most vehicles that are no more than 7 model years old and with up to 160,000 kilometres on the odometer. Vehicles out of warranty qualify once they pass an inspection. The inspection process is designed to protect you from having a claim denied due to a pre-existing condition. The inspection process is simple and hassle free. We have contracted with a national inspection company and negotiated a special rate for you. We also handle all the paperwork. Contact us with some basic information and we will arrange to have a mobile inspector come to your home, place of business or any location that is convenient for you.

Why not lock into today's lower rates and protect yourself from tomorrow's rising repair rates?

A common misconception is that by waiting to purchase extended coverage, you will get coverage for a longer time. Much like life insurance costs rise as we age, the cost for an extended warranty will rise as the vehicle ages and accrues mileage. You will be offered the longest terms and the lowest rates for newer vehicles with lower mileage. We understand that you may have a warranty from the manufacturer. Our coverage is simply an extension of that, not double coverage. The manufacturer’s warranty has been factored into your price quote. The more factory warranty you have remaining, the lower the cost and greater the length of the warranty extension. In other words, you are paying for tomorrow’s coverage at today’s rates. In addition, our Roadside Assistance benefit may prove to be invaluable during the Manufacturer’s Warranty period.

It’s no surprise that most major repairs happen after the factory warranty expires. All of our extended warranties cover you for mechanical breakdowns as well as wear-and-tear failures. Seals and gaskets are covered as is damage due to overheating. You may choose any dealer or repair facility of YOUR choice. Claims are paid directly to your repair facility via our corporate credit card. There are no billing hassles or waiting to be reimbursed. All plans include FREE membership in a nationwide roadside assistance plan with towing covered up to $120 per occurrence.

FACT: The newer your vehicle, the lower the rates for extended coverage.

The chart below illustrates how this works. Rates are based on a typical sedan driven 20,000 kilometres per year.

Buy coverage on  or about this date	Kilometres	Longest term offered	Coverage expires... (from coverage purchase date)	Cost	Cost of waiting
New	100	7 years	7 years or 160,000 km	$1300	none
1 year old	20,000	6 years	6 years or 160,000 km	$1440	$140+
2 years old	40,000	5 years	5 years or 160,000 km	$1580	$280+
Just before factory warranty expires	59,000	4 years	4 years or 160,000 km	$1740	$440+
Vehicle out of warranty	60,000+	4 years	4 years or 160,000 km	$1879	$579+

*Plus any incremental rate increases.

Waiting may also carry other risks. Coverage costs rise as parts and labour costs rise. Labour rates have been steadily rising over the past few years. It is not uncommon for a repair facility to charge $125 or more per labour hour. As more repair data becomes available for your vehicle, its costs may also rise. These factors can cause the rates for your vehicle to rise should you elect to purchase coverage later.