What's covered	Virtually every mechanical, electrical and computer related part of your vehicle is covered. Just like your factory warranty, it lists only a limited number of items not covered.
Type of coverage	Mechanical breakdowns Wear-and-tear failures Unlimited number of claims
What else is included?	FREE Deluxe 24x7 Roadside Assistance Membership     $120 towing benefit     Lost Key/Lockout Service     Mechanical First Aid     Emergency Tire Service     Battery Boost and more… Car rental for up to 8 days per occurrence Travel interruption benefits 60 day money back guarantee!
What cars are eligible?	Vehicles still covered under the original full factory warranty or those up to 4 model years old with less than 80,000 kilometres.
Where can I go for repairs?	You may use ANY repair facility of your choice. Choose your dealer, trusted mechanic or national chain, it's up to you.
How are claims paid?	Claims are paid directly to the repair facility with our corporate credit card. There are no paperwork, billing hassles or waiting to be reimbursed.
SecureCare+ Contract	Click here to view SecureCare+ Canada contract.

SecureCare+

SecureCare+ is an exclusionary, bumper-to-bumper coverage and provides you with maximum protection. By definition, a bumper-to-bumper plan is exclusionary, that is, it will only list the parts NOT covered, similar to your factory warranty. SecureCare+ will cover ALL parts of your vehicle except a small list of exclusions. Simply stated, if it breaks or wears out, and is not among the short list of exclusions, it is covered.

The exclusions are similar to your factory warranty, primarily cosmetic items (seat fabric, carpeting, body molding) and consumable items (tires, battery, wiper blades). Routine maintenance is also excluded (oil changes, belts, hoses, tune-ups). We provide coverage for everything from your engine, transmission, air conditioning, electrical system, high tech electronics and sensors and more. Click here to see exclusions.

Now with Emissions System Coverage! For an even greater level of protection, Emissions System Coverage is included. With coverage for 30 emissions components and the industry’s best bumper-to-bumper coverage, you’ll be hard pressed to find coverage more comprehensive. While other companies exclude your entire emission system, Warranty Direct offers coverage on 30 expensive emissions components such as oxygen sensor, MAP sensor, EGR system, Intake Manifold, PCV and many others.

For an even greater level of protection, optional coverage for your Airbag Electronics ( Airbag modules, sensor(s), airbag cable/contact coil, clock spring, on/off switch.) is available.

Recently, many extended warranty companies have used the term "bumper-to-bumper" much more liberally in an effort to give consumers the impression that they are receiving more coverage than they actually are. If a plan lists the parts that are covered, it is NOT a "bumper-to-bumper" auto warranty. Consumer Reports says “The best warranties are “exclusionary”, meaning they list what isn’t covered instead of what is”.

SecureCare+ will cover parts, labour and taxes (where applicable) for a covered failure. Our plans offer "wear-and-tear" coverage and include seals and gaskets. We do not exclude damage due to overheating. All Warranty Direct SecureCare+ plans include plans include FREE 24x7 roadside assistance for the FULL term of the policy. You also receive car rental reimbursement and travel interruption benefits. If you're not completely satisfied within the first 60 days, we will issue a 100% refund. You can buy your car warranty with total peace of mind.

Our claims department offers long hours and is even open on Saturday’s. With over 50 people dedicated to handling your claim, you can be assured that claims are handled quickly and accurately.

SecureCare+ Coverage Statement We will pay the repair facility of your choice for the reasonable cost to repair or replace any part of your vehicle where a failure has occurred, except for those items listed in the exclusions section. Included Emissions System Coverage: Air Fuel Ratio Sensor, Air Induction System, Air Pump, Anti-Knock Sensor, Barometric Pressure Sensor, Canister Purge Solenoid, Deceleration Valve, EGR Recirculation System, EGR/EFE Thermal Vacuum Switch, EGR/EFE Valve, Engine Oil Fill Cap, Fuel Fill Pipe and Cap, Fuel Fill Neck Restrictor, Fuel Receptacle, Fuel Sensor, Fuel Tank Pressure Control Valve (PCV), Fuel Temperature Sensor, Idle Air Control Valve, Intake Air Resonator, Intake Air Temperature Sensor, Intake Manifold, Manifold Air Pressure (MAP) Sensor, Mass Air Flow Sensor, Oil/Air Separator, Oxygen Sensor, PCV System, Positive Crankcase Ventilation Valve, Powertrain Control Module (PCM), Secondary Air Injection System, Throttle Body Assembly (MFI). Optional Airbag Electronics - Airbag modules, sensor(s), airbag cable/contact coil, clock spring, on/off switch. Exclusions: Battery; Battery/Battery Pack on hybrid vehicles; Shock Absorbers; Manual Transmission Clutch Assembly; Friction Clutch Disc & Pressure Plate; Throw Out Bearing; Manual and hydraulic linkages; Safety restraint systems (including air bags); Glass; Lenses; Sealed Beams; Bulbs; Brake Rotors & Drums; Weather Strips; Exterior Body Parts/Ornamentation; Paint; Upholstery & Carpet; Tires; Wheels/Rims; GPS Navigation System, TV/VIDEO/DVD Entertainment System; Phone System; Internet Access System; Exhaust System; Emissions System parts not listed in SecureCare+ coverage statement. Maintenance services and parts described in your vehicle's owner's manual as supplied by the manufacturer. (i.e. oil changes, tune-ups, brake pads, belts, hoses and spark plugs)

Vehicles still under their original full factory warranty qualify for SecureCare+, our exclusionary, bumper-to-bumper coverage most similar to your factory warranty. The more factory warranty time/miles you have remaining, the lower your cost.

Select vehicles out of warranty may still qualify if they have less than 80,000 kilometres on the odometer and are no more than 4 model years old subject to passing a vehicle inspection. The inspection process is designed to protect you from having a claim denied due to a pre-existing condition. The inspection process is simple and hassle free. We have contracted with a national inspection company and negotiated a special rate for you. We also handle all the paperwork. Contact us with some basic information and we will arrange to have a mobile inspector come to your home, place of business or any location that is convenient for you.

Why not lock into today's lower rates and protect yourself from tomorrow's rising repair rates?

A common misconception is that by waiting to purchase extended coverage, you will get coverage for a longer time. Much like life insurance costs rise as we age, the cost for an extended warranty will rise as the vehicle ages and accrues mileage. You will be offered the longest terms and the lowest rates for newer vehicles with lower mileage. We understand that you may have a warranty from the manufacturer. Our coverage is simply an extension of that, not double coverage. The manufacturer’s warranty has been factored into your price quote. The more factory warranty you have remaining, the lower the cost and greater the length of the warranty extension. In other words, you are paying for tomorrow’s coverage at today’s rates. In addition, our Roadside Assistance benefit may prove to be invaluable during the Manufacturer’s Warranty period.

It’s no surprise that most major repairs happen after the factory warranty expires. All of our plans cover you for mechanical breakdowns as well as wear-and-tear failures. Seals and gaskets are covered as is damage due to overheating. You may choose any dealer or repair facility of YOUR choice. Claims are paid directly to your repair facility via our corporate credit card. There are no billing hassles or waiting to be reimbursed. All plans include FREE membership in a nationwide roadside assistance plan with towing covered up to $120 per occurrence.

FACT: The newer your vehicle, the lower the rates for extended coverage.

The chart below illustrates how this works. Rates are based on a typical sedan driven 20,000 kilometres per year.

Buy coverage on  or about this date	Kilometres	Longest term offered	Coverage expires... (from coverage purchase date)	Cost	Cost of waiting
New	100	7 years	7 years or 160,000 kilometres	$1,500	none
1 year old	20,000	6 years	6 years or 160,000 kilometres	$1,800	$300+
2 years old	40,000	5 years	5 years or 160,000 kilometres	$2,050	$550+
Just before factory warranty expires	59,000	4 years	4 years or 160,000 kilometres	$2,175	$675+
Vehicle out of warranty	60,000+	4 years	4 years or 160,000 kilometres	$2,350	$850+

*Plus any incremental rate increases.

Waiting may also carry other risks. Coverage costs rise as parts and labour costs rise. Labour rates have been steadily rising over the past few years. It is not uncommon for a repair facility to charge $125 or more per labour hour. As more repair data becomes available for your vehicle, its costs may also rise. These factors can cause the rates for your vehicle to rise should you elect to purchase coverage later.